The mgm technology partners (“mgm”) segment is an experienced full-service provider for business software and one of the few software providers in Germany that offer infrastructure, cloud, development platform, AI expertise, quality assurance as well as operation and support completely from a single source. As a software full-stack specialist, mgm assumes responsibility for the entire life cycle of enterprise applications.

mgm stands for an integrated service offering for the highly efficient development of enterprise software, based on its proprietary A12 Enterprise AI Low Code Platform and decades of experience in implementing complex large-scale IT projects. mgm is used in particular for scalable, security-critical and long-term software projects, such as ELSTER as well as for customers such as Lidl, Allianz and ERGO. Consequently, mgm is a strong partner for, insurance, commerce and the public sector – which are all expected to experience high momentum regarding their digitalization.

For the continuous development of the service portfolio, mgm cooperates with leading universities and colleges such as RWTH Aachen, LMU Munich and other national and international research institutions.

In recent years, mgm has systematically further developed its own software production processes and led them from project-related to cross-project, industrial optimization. The result is an independent product development on the basis of the A12 Enterprise AI Low Code Platform. Building on this, mgm develops and sells software products such as the test management tool Q12-TMT or X12-COSMO, an AI-supported industry solution for industrial insurance companies. In this way, mgm brings process models, tools and quality standards tested in its own company to the market and is a valuable partner for companies that build up own software expertise in their value chain for strategic reasons instead of outsourcing development services. With increasing application of this industrial manufacturing approach, both mgm and customers benefit from a scalable and efficient model that follows the principle of digital sovereignty and leaves sovereignty over IT systems and data with the customer.

Together with the dedicated service portfolio of the subsidiaries mgm consulting partners (management consulting), mgm security partners (security), mgm integration partners (SAP process optimization) and QFS Quality First Software (test automation), mgm covers the full range for digitalization projects:

In addition to the A12 Enterprise AI Low Code Platform, the product and service offering includes the Q12 Quality Landscape, an integrated QA toolset for the entire software lifecycle. Q12-TMT is at the core of this, a professional tool for structured test case creation, test execution, documentation and reporting with consistent end-to-end quality assurance.

With X12-COSMO, mgm offers the only platform for underwriting, sales and operations that digitizes the entire value chain of industrial insurance companies. The solution is based on the A12 Enterprise AI Low Code Platform and is complemented by the X12-COSMO AI Suite, which includes services from AI hosting to AI-knowledge chat and AI assistant to the COSMO AI framework.

In addition, mgm supports the structured and secure introduction of artificial intelligence with new AI services – from AI strategies and roadmaps to agent-based automation and evaluation frameworks to tailor-made AI assistants for productive business processes.

The C12-CLOUD offers scalable and secure public and private cloud solutions hosted in Germany – from classic infrastructure outsourcing to Kubernetes-based development environments to flexible cloud architectures. In conjunction with the integrated project approach, mgm assumes end-to-end responsibility from consulting, development to operation.

The Core Target Sectors at a Glance:

Public Sector

mgm is the technology partner and development team of the ELSTER project, the central procedure for electronic tax returns in Germany. Over 100 million tax returns and -registrations are transmitted to the financial administrations annually via this system, including income, corporation, revenue and property tax as well as other tax procedures. Data validation, encryption and transmission are carried out via “Mein ELSTER” and via the ERiC component developed and maintained by mgm, which is integrated into all common tax programs. Components from the ELSTER ecosystem are also used in other e-government solutions, such as in the infrastructure of the standardized company account.

The A12 Enterprise AI Low Code Platform is a proven solution in the public sector beyond ELSTER for the implementation of the Online Access Act (OZG) as well as for other digitalization and infrastructure projects at federal and state level.

In the public sector in particular, there has been a significant increase in the scope and complexity of projects in recent years, which are increasingly being implemented by interdisciplinary teams from the areas of development, architecture, business analysis, quality assurance, IT security and consulting.

Retail & Commerce

mgm offers comprehensive solutions for commerce and e-commerce, with which B2B and B2C dealers expand their digital single-position features and realize scalable online business models. The service offering includes product and stock data management, market place solutions, international expansion strategies and supply chain consulting. In addition, mgm supports the digitalization of shops, logistics processes and global trade architectures with consulting, technology and rollout services. In the course of partnerships and acquisitions, including the integration of eCube in the reporting year, the offer in the digital commerce segment was significantly expanded through in-depth expertise in the area of the cloud-based platform “commercetools” as well as the automated product data management tool “Chioro”.

The subsidiary mgm is specialized in SAP-based process optimization of supply chains. In combination with the expertise of further mgm units in ERP migration projects (S/PT_2ANA) as well as implementations with SAP Commerce Cloud, mgm offers an integrated SAP solution portfolio that was successfully implemented already, lastly in particular by international fashion manufacturers.

Insurance

Since 2006, mgm has focused on the digitalization of industrial insurance business. With X12-COSMO, based on the A12 Enterprise AI Low Code Platform, mgm offers a digital platform for the highly complex and individualized industrial insurance business. The solution supports integrated product configuration, underwriting, digital collaboration and cover, damage and process modeling among other things and aims at an end-to-end digitalization of business and customer processes in the final phase of development. Since 2024, the platform has been expanded to include the X12-COSMO AI Suite. Part of the platform strategy is the establishment of long-term partnerships with insurers and brokers, through which mgm aims to directly participate in the success of digitalization initiatives.

In consulting for the insurance industry, the focus is additionally on business intelligence and data warehouse projects, including in the context of Solvency II.

The mgm technology partners segment worked for more than 500 customers in the financial year 2025, including 18 of the 40 DAX companies and a number of public sector contractors and institutions at federal, state and municipal level.

As of December 31, 2025, the segment’s companies were located at 19 sites, 12 of which were located in Germany, one each in France, Austria, Portugal, the Czech Republic and the US plus two development sites in Vietnam.